How does MiCA affect individual proof-of-funds requests?

MiCA primarily regulates CASPs. Individuals still face AMLD-driven source-of-funds checks from banks, notaries, and estate agents. A dated wallet statement with EUR equivalents supports the on-chain portion of that review.

Is a wallet statement enough for EU banks?

Rarely alone. Banks often want a full documentary chain including exchange records and fiat statements. Provide the wallet statement as the self-custody leg plus any CEX exports.

Which member states are most relevant?

Property purchases in Spain, Portugal, Italy, France, and Germany frequently trigger enhanced crypto due diligence. Requirements vary by notary — ask before signing.

Crypto Compliance (EU)

Document self-custody holdings for AMLD source-of-funds and MiCA-era counterparty reviews — structured PDF with EUR equivalents.

Generate EU Compliance Statement

EU proof of funds →