Crypto Proof of Funds
for the US
A dated, bank-style PDF of your Bitcoin or Ethereum wallet activity with USD equivalents — built for US mortgage underwriters, real-estate closings, and AML source-of-funds checks. Generate from any country.
✔ Self-custody wallets only · ✔ Choose the requested date range · ✔ USD estimates · ✔ Public-chain evidence links
Create Your Crypto Statement$3.99 one-time · No subscription · No account required
Statement is denominated in USD; you pay in your home currency.
Who Uses This in the US
If you self-custody and need to convert wallet activity into something a US lender, title company, or CPA can read like a bank statement, this is for you.
Home buyers using crypto for down payment
A wallet report can help explain activity before conversion to dollars. Keep the exchange trade, transfer, and regulated-bank records the lender requests.
Crypto-mortgage applicants
Specialist lenders (NAF Cash, Milo, Figure) underwrite directly against on-chain holdings. Their analysts want a structured statement, not a Coinbase screenshot or a block-explorer URL.
Closing attorneys & title companies
Under FinCEN BSA / AML rules, closing agents must verify source-of-funds for large deposits. A blockchain-derived statement gives them the auditable history they document for the file.
Renters with crypto income
A structured statement can document consistent on-chain receipts, but landlords set their own income and evidence policies. Confirm requirements before applying.
The US Regulatory Backdrop
Three intersecting requirements drive what US underwriters and CPAs ask for. A blockchain statement maps cleanly to all three.
Fannie Mae / Freddie Mac
Fannie Mae requires virtual currency to be exchanged into dollars and held in a regulated financial institution before it is an eligible asset. Lenders then apply the relevant asset-verification requirements.
FinCEN BSA / AML
Closing attorneys, title companies, and crypto-friendly banks must verify source-of-funds under the Bank Secrecy Act. Public blockchain data is independently verifiable and AML-friendly.
IRS digital-asset rules
IRS Notice 2014-21 plus the 2025 Form 1099-DA regime treat digital assets as property. Cost-basis and disposal records must be maintained — a structured statement is the cleanest format.
Documentation only. We don’t provide tax, legal, or mortgage advice. Confirm specific requirements with your CPA, loan officer, or attorney before submission.
Why Wallet Screenshots Don’t Work
US underwriters and closing attorneys reject screenshots for the same reasons they reject screenshots of bank balances — they aren’t structured and they can be edited.
No dated activity trail
A screenshot shows one moment. A reviewer may request a defined period of transactions and balances.
No USD equivalents
BTC and ETH amounts mean nothing to an underwriter without dollar amounts at the time of each transaction.
Not independently verifiable
Screenshots can be edited. Blockchain data linked to its transaction hash can be independently verified by anyone.
Simple, Transparent Pricing
per statement · pay in your home currency · statement in USD
- ✔ One-time payment — no subscription
- ✔ Bank-style PDF + structured CSV
- ✔ User-selected date range
- ✔ Self-custody wallets only
- ✔ Evidence links and verification page
Common Questions
Do US mortgage underwriters accept crypto as proof of funds?
It varies. Fannie Mae says virtual currency must be exchanged into US dollars and held in a US- or state-regulated financial institution before it is considered an eligible asset. The lender must verify the dollar funds under the applicable asset-documentation rules. Other programs set their own policies. A wallet report may help explain the pre-exchange trail but does not guarantee acceptance.
How much transaction history should I provide?
There is no universal 60-day crypto rule. The period depends on the loan program, the lender's asset-verification method, and whether a deposit must be sourced. Ask the loan officer for the exact date range. Keep regulated-account statements and exchange records alongside any public-chain wallet report.
Will a CryptoBankStatement substitute for a brokerage statement?
It serves a complementary role. Brokerage statements (Coinbase, Kraken, Gemini) document custodied holdings on those platforms. A CryptoBankStatement documents self-custody activity — wallets you control directly via MetaMask, Ledger, Trezor, Trust Wallet, etc. Underwriters reviewing crypto often want both: exchange records for custodial portions and a wallet statement for self-custody portions.
How is this different from a Coinbase or Binance export?
Exchange CSV exports only cover activity within that exchange and aren't formatted as financial statements. A CryptoBankStatement is generated from the public blockchain — covering all on-chain activity for your address regardless of which exchange or wallet you used. The PDF is formatted to look like a traditional bank statement (opening balance, dated transactions, fees, ending balance, USD equivalents) — the format US lenders, attorneys, and CPAs are used to reading.
Is this proof for FinCEN / AML / source-of-funds checks at closing?
Closing attorneys and title companies are required to verify large deposits under FinCEN AML regulations. A blockchain-sourced statement gives them an auditable, independently verifiable trail of how funds were acquired — which is the same thing they would verify against a bank statement. Statements include a public verification page so the attorney can independently confirm the statement was generated from public blockchain data.
Which networks and wallets are supported?
Bitcoin (all address types — Legacy, SegWit, Native SegWit) and Ethereum mainnet (ETH, ERC-20 USDC, and ERC-20 USDT). Hardware wallets (Ledger, Trezor) and software wallets (MetaMask, Trust, Rabby, Rainbow) are fully supported — just use your public receiving address.
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